.refund-hero{background:var(--cream);border-bottom:1px solid var(--sand);padding:48px 0 72px}.refund-eyebrow{margin-bottom:20px;display:block}.refund-hero-inner{grid-template-columns:1fr 340px;align-items:end;gap:64px;margin-top:32px;display:grid}.refund-title{font-family:var(--font-serif);letter-spacing:-.03em;color:var(--ink);margin-bottom:24px;font-size:clamp(42px,6vw,80px);font-weight:400;line-height:1.05}.refund-title em{color:var(--clay);font-style:italic}.refund-lead{color:var(--muted);max-width:540px;font-size:16px;line-height:1.75}.refund-inline-link{color:var(--clay);text-underline-offset:3px;transition:opacity var(--t-fast) var(--ease);text-decoration:underline}.refund-inline-link:hover{opacity:.75}.refund-hero-stat-col{border-left:1px solid var(--sand-deep);flex-direction:column;gap:28px;padding-left:40px;display:flex}.refund-stat-num{font-family:var(--font-serif);color:var(--ink);letter-spacing:-.02em;margin-bottom:6px;font-size:38px;font-weight:400;line-height:1;display:block}.refund-stat-label{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-size:12.5px;line-height:1.5}.refund-section-title{margin-bottom:32px}.refund-eligibility{padding:72px 0 0}.refund-grid{background:var(--sand);border:1px solid var(--sand);grid-template-columns:repeat(3,1fr);gap:1px;display:grid}.refund-card{background:var(--white);padding:32px 28px 34px}.refund-card-mark{width:34px;height:34px;color:var(--clay);border:1px solid;border-radius:50%;justify-content:center;align-items:center;margin-bottom:18px;display:flex}.refund-card-mark svg{width:16px;height:16px}.refund-card-no .refund-card-mark{color:var(--muted)}.refund-card-flag{text-transform:uppercase;letter-spacing:.1em;color:var(--clay);margin-bottom:10px;font-size:11px;display:block}.refund-card-no .refund-card-flag{color:var(--muted)}.refund-card-title{font-family:var(--font-serif);letter-spacing:-.01em;color:var(--ink);margin-bottom:12px;font-size:21px;font-weight:400}.refund-card-body{color:var(--muted);font-size:14px;line-height:1.75}.refund-steps-sec{padding:80px 0 0}.refund-steps{grid-template-columns:repeat(4,1fr);gap:40px;list-style:none;display:grid}.refund-step{border-top:1px solid var(--sand-deep);padding-top:20px}.refund-step-num{font-family:var(--font-serif);letter-spacing:.08em;color:var(--clay);margin-bottom:14px;font-size:13px;display:block}.refund-step-title{color:var(--ink);margin-bottom:10px;font-size:16px;font-weight:500}.refund-step-body{color:var(--muted);font-size:14px;line-height:1.75}.refund-timings-sec{padding:80px 0 0}.refund-table{flex-direction:column;display:flex}.refund-row{border-top:1px solid var(--sand);grid-template-columns:1fr 1fr 1.6fr;align-items:baseline;gap:24px;padding:22px 4px;display:grid}.refund-row:last-child{border-bottom:1px solid var(--sand)}.refund-cell-label{text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-size:11.5px}.refund-cell-value{font-family:var(--font-serif);color:var(--ink);letter-spacing:-.01em;font-size:21px}.refund-cell-note{color:var(--muted);font-size:14px;line-height:1.7}.refund-fineprint{max-width:620px;color:var(--muted);margin-top:28px;font-size:13.5px;line-height:1.75}.refund-notes-sec{padding:80px 0 0}.refund-notes{grid-template-columns:repeat(2,1fr);gap:44px 64px;max-width:940px;display:grid}.refund-note-q{color:var(--ink);margin-bottom:10px;font-size:16px;font-weight:500}.refund-note-a{color:var(--muted);font-size:14.5px;line-height:1.8}.refund-note-a a{color:var(--clay);text-underline-offset:3px;transition:opacity var(--t-fast) var(--ease);text-decoration:underline}.refund-note-a a:hover{opacity:.75}.refund-cta{padding:80px 0 100px}.refund-cta-rule{background:var(--sand-deep);width:100%;height:1px;margin-bottom:64px}.refund-cta-inner{max-width:680px}.refund-cta-title{font-family:var(--font-serif);letter-spacing:-.03em;color:var(--ink);margin:16px 0 20px;font-size:clamp(34px,4.5vw,62px);font-weight:400;line-height:1.1}.refund-cta-title em{color:var(--clay);font-style:italic}.refund-cta-body{color:var(--muted);margin-bottom:36px;font-size:15.5px;line-height:1.75}.refund-cta-actions{flex-wrap:wrap;align-items:center;gap:28px;display:flex}.refund-text-link{color:var(--muted);text-underline-offset:3px;transition:color var(--t-fast) var(--ease);font-size:14px;text-decoration:underline}.refund-text-link:hover{color:var(--clay)}@media (width<=1000px){.refund-grid{grid-template-columns:repeat(2,1fr)}.refund-steps{grid-template-columns:repeat(2,1fr);gap:36px 40px}}@media (width<=900px){.refund-hero-inner{grid-template-columns:1fr;gap:40px}.refund-hero-stat-col{border-left:none;border-top:1px solid var(--sand-deep);flex-flow:wrap;gap:24px 40px;padding-top:32px;padding-left:0}.refund-stat{min-width:100px}.refund-notes{grid-template-columns:1fr;gap:36px}}@media (width<=640px){.refund-hero{padding:32px 0 52px}.refund-title{font-size:clamp(36px,10vw,56px)}.refund-eligibility,.refund-steps-sec,.refund-timings-sec,.refund-notes-sec{padding-top:56px}.refund-grid{grid-template-columns:1fr}.refund-card{padding:28px 22px 30px}.refund-steps{grid-template-columns:1fr;gap:28px}.refund-row{grid-template-columns:1fr auto;gap:6px 16px;padding:18px 4px}.refund-cell-value{text-align:right;font-size:19px}.refund-cell-note{grid-column:1/-1}.refund-cta{padding:60px 0 80px}.refund-cta-actions{gap:20px}}@media (prefers-reduced-motion:reduce){.refund-inline-link,.refund-text-link,.refund-note-a a{transition:none}}